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Credit Repair  •  Homeownership  •  Financial Transformation

The Bank Said No.
But That Is Not the
End of Your Story.

You are not bad with money. You were simply never taught the system. Tiewana Norman, single mother of four, licensed Realtor, and creator of the Credit-2-Close™ pathway has guided hundreds of clients from credit nightmares all the way to the closing table. Now it is your turn.

Licensed Realtor
100% Judgment-Free
Credit-2-Close™ System
Real Client Results
Tiewana Norman, Credit Consultant and Licensed Realtor
Tiewana Norman Credit Consultant  •  Licensed Realtor  •  Single Mother of 4
100+
Clients Served
Credit-2-Close™
Proven System
100+Clients Helped
50+ ptsAverage Score Increase
LicensedReal Estate Professional
Credit-2-Close™Exclusive System
ZeroHidden Fees. Ever.
100+Clients Helped
50+ ptsAverage Score Increase
LicensedReal Estate Professional
Credit-2-Close™Exclusive System
ZeroHidden Fees. Ever.
Read This Before You Scroll Past

You Have Already Tried the DIY Route. Here Is Why It Did Not Work.

You disputed things yourself. Nothing significant moved. You downloaded Credit Karma, followed every suggestion, and checked back every week for months. Your score crept up a few points then dropped again. You paid off a collection and were shocked when your score dropped further. You found a company that promised results in 90 days... they took your money and stopped answering.

Here is what every single one of those experiences has in common: none of them came with a real person who understood your specific file, had a tested strategy, and was licensed to guide you from credit repair all the way to the closing table. That is the only thing that was missing. And that is exactly what Tiewana provides.

Does This Sound Like You?

Your Credit Is the Wall
Between You and
Everything You Want Right Now.

Not just a home. Your score is blocking car loans, apartment approvals, business funding, and your peace of mind. You have been trying to fix it; you just have been doing it without the right system.

You got denied for a home loan and the lender told you to "work on your credit." No plan, no roadmap, no follow-up call. Just a closed door.

You followed Credit Karma's advice and disputed things yourself. After six months, your score moved maybe 12 points. It felt completely pointless.

You paid a company $300 and they vanished. Maybe they sent one letter. That experience left you furious... and terrified to trust anyone again.

Collections keep resurfacing no matter what you do. You pay one off, another surfaces. Your score rises then drops again. It feels like a trap with no exit.

You watch people around you buy homes and wonder if it will ever be you. It will be. But only with the right strategy behind you.

"
"I was helping people find second-chance housing. Every single week, I watched good, hardworking people get rejected because of a number... a number nobody had ever properly explained to them. That is when I decided to stop patching the problem and start fixing it at the root."
Tiewana Norman
Founder, Lavish Consulting Group  •  Licensed Realtor

Why DIY Disputes Often Make Things Worse

Disputing without a strategy can trigger a reinvestigation that temporarily lowers your score. Paying off old collections the wrong way can restart the negative clock on those items. Credit Karma's generic letters are recognized by bureaus and routinely dismissed within 30 days. You are not doing it wrong because you lack intelligence; you are doing it wrong because this system was never designed to be navigated alone.

Tiewana Norman
Credit-2-Close™
The Woman Behind the System

From the Manufacturing Floor
to Closing Tables

My name is Tiewana Norman. I am from Greenville, South Carolina. I raised four children by myself while working in manufacturing, doing the long hours, trying to figure out how to give my family something better.

The path into credit consulting and real estate was not planned. It started because I cared. I was helping people find housing with damaged credit... second-chance rentals, anything to get them somewhere safe. But I kept seeing the same thing: a number was controlling their entire life. No car, no apartment, no funding, no home. All because of items on a report that most of them had never had properly explained to them.

So I asked myself the question that changed everything:

"What if, instead of helping people survive a bad credit situation... I could teach them how to permanently escape it?"

I invested in mentorship. I got my real estate license. I built a system from the ground up, combining credit strategy with real estate guidance into a single end-to-end pathway. I started getting results people did not believe were possible; because I treated every client like a person, not a file number.

The same woman who clocked into a factory every morning is now helping families close on their first homes. Not because the journey was easy; because the mission was clear.

Licensed Realtor
Credit Consultant
Credit-2-Close™ Creator
Homebuyer Prep Specialist
The 3-Step Journey

From Credit Damage
to the Closing Table

Three clear phases. One complete system. You know exactly where you are and what comes next at every single step.

01

Your Complete Credit Diagnosis

We pull all three credit bureaus and read every single line. Every collection, every charge-off, every late payment, every potential error is identified. We tell you exactly what is dragging your score, how much, and what your fastest path forward looks like given your specific profile. No generic advice.

02

Strategic Disputes Plus Active Coaching

We build and submit strategic dispute letters to all three bureaus... not cookie-cutter templates. We challenge inaccurate accounts, request creditor verification, and coach you on the exact credit behaviors that move your score in the right direction. Every month you receive a full progress report showing what changed, what was removed, and what is coming next.

03

Keys in Hand: The Full Pathway

When your score reaches the target, we do not simply say good luck. We connect you with licensed lenders, guide your pre-approval preparation, and walk you through the entire homebuying process. As your licensed Realtor, Tiewana can personally help you close on your home with a client appreciation incentive applied at closing for program graduates.

Proof It Works

These Are Real Homes
Tiewana Has Helped Clients Close

Not stock photos, not mock-ups. Real properties, real clients, real closings; clients who started at the exact same place you are right now.

Home sold by Tiewana Norman
SOLD
Home sold
SOLD
Home sold
SOLD
Home sold
SOLD
Home sold
SOLD
Home sold
SOLD
Client Wins In Their Own Words

Watch Real People Tell You
What Actually Happened

These clients were sitting where you are right now; skeptical, nervous, unsure who to trust. Click play and hear exactly what they have to say.

Client testimonial
"I did not think this was possible for someone like me..."
Watch Full Story
Client testimonial
Client Transformation Story
Real Results
Client testimonial
From Collections to Pre-Approved
Credit Repaired
Client testimonial
"I got the keys to my first home"
Homeowner
Client testimonial
"Tiewana genuinely cared about my family"
Score Up 90 Points

"I spent a whole year disputing things on Credit Karma. Nothing significant moved. Tiewana's team had 4 collections removed within the first 60 days. I genuinely wish I had found her sooner; it would have saved me years of frustration."

D
Darius M.
Credit Repair Client
4 collections removed in 60 days

"I went from a 551 to fully qualifying for a mortgage in under a year. The Credit-2-Close program is absolutely the real thing. Tiewana does not just fix your credit; she coaches your entire financial mindset throughout the process."

A
Alicia R.
Credit-2-Close Graduate
551 to Mortgage Qualified

"Two companies burned me before I found Tiewana. She was completely different from the first call; transparent about realistic expectations, monthly reports showing exactly what changed, and she never once disappeared on me."

M
Marcus L.
6-Month Transformation
Plus 112 points total

"She did not just fix my credit; she taught me the full strategy. For the first time in my adult life I actually understand how credit works. I will never end up in that situation again."

K
Kesha W.
3-Month Boost Client
580 to 654 in 90 days

"87 points in 90 days. I am pre-approved for my first home and I am still in shock. If your credit is holding you back, Tiewana is the only call you need to make."

T
Tamika J.
First-Time Homebuyer
Plus 87 points in 90 days

"I spent a whole year disputing things on Credit Karma. Nothing significant moved. Tiewana's team had 4 collections removed within the first 60 days. I genuinely wish I had found her sooner."

D
Darius M.
Credit Repair Client
4 collections in 60 days

"I went from a 551 to fully qualifying for a mortgage in under a year. Tiewana does not just fix your credit; she coaches your entire financial mindset."

A
Alicia R.
Credit-2-Close Graduate
551 to Mortgage Qualified

"Two companies burned me. Tiewana was completely different; transparent, monthly reports, and she never disappeared on me."

M
Marcus L.
6-Month Transformation
Plus 112 points total

"She taught me the full strategy. For the first time in my adult life I actually understand how credit works."

K
Kesha W.
3-Month Boost Client
580 to 654 in 90 days

"87 points in 90 days. Pre-approved for my first home. I am still in shock."

T
Tamika J.
First-Time Homebuyer
Plus 87 points in 90 days
Choose Your Program

This Is Not a Subscription.
It Is an Investment in Your Future.

Both programs include Tiewana's personal attention, monthly progress reports, and active dispute processing with all three bureaus. Choose the timeline that fits your situation.

3-Month Credit Boost Program
6-Month Credit Transformation
3-Month Credit Boost

The right entry point for clients who need to break out of the 500s, remove collections, and prepare for financing

$497

One-time payment  •  3-month program

  • Full credit review across all 3 bureaus
  • Strategic dispute processing (not generic templates)
  • Late payment challenges and collection review
  • Personalized action plan built for your exact file
  • Monthly progress reports showing exact changes
  • Best for: reaching the 600s, removing collections
Start 3-Month Boost
Most Popular
6-Month Transformation

For clients serious about a complete credit rebuild, homeownership preparation, and the full Credit-2-Close™ journey

$897

One-time payment  •  6-month full program

  • Everything in the 3-Month program, plus:
  • Aggressive dispute strategy for serious credit damage
  • Charge-off and collection deep-dive review
  • Credit building guidance and tradeline strategy
  • Funding and loan approval preparation
  • Full Credit-2-Close™ homeownership pathway
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Prefer to talk first? Text CREDIT to (678) 788-7518

Addressing Your Concerns Head-On

We Know What Is Holding You Back.
Let Us Deal With It Right Now.

"I have been burned by credit repair companies before."

This is the most common concern we hear; and it is completely valid. The difference: Tiewana is a licensed real estate professional with a real reputation to protect. Every client receives monthly reports showing exactly what was disputed and what changed. No vague updates, no disappearing acts.

"How fast will I actually see results?"

Most clients begin seeing measurable changes within 30 to 60 days. The 3-Month Boost targets foundational improvement; reaching the 600s and removing key collections. The 6-Month Transformation is for clients with serious damage. Honest expectations are set from your very first conversation; never promises that cannot be kept.

"Do I have to commit to buying a home? I just need my credit fixed."

Absolutely not. You can enroll purely for credit repair; for a car loan, a business, an apartment approval, or simply your own financial peace of mind. The homeownership pathway is fully optional and available whenever you are ready.

"I have bankruptcies, multiple charge-offs, and years of collections. Is it too late?"

This is precisely where the 6-Month Transformation was built to go. Serious credit damage requires an aggressive, layered strategy; not basic dispute letters. Clients with bankruptcies, tax liens, and multi-year charge-offs have been guided all the way to pre-approval. If you commit to the process, every step will be walked with you.

FAQ

Every Question
Answered Honestly

What exactly happens after I pay?
Within 24 hours, a member of Tiewana's team contacts you personally to welcome you and schedule your initial credit review session. You receive an onboarding packet explaining what to prepare, what to expect, and what your first 30 days will look like. You are never left wondering what is happening next.
Is my payment secure?
When you click the enrollment button, you are taken to a secure Authorize.net hosted payment page. Your card details are never entered on this website; they go directly to Authorize.net's encrypted servers. Authorize.net is one of the most trusted payment processors used by millions of businesses worldwide.
Why did Credit Karma and DIY disputes not work for me?
Credit Karma uses generic dispute templates that credit bureaus recognize and routinely dismiss within 30 days. DIY disputes without a strategy can also trigger reinvestigations that temporarily drop your score. Effective credit repair requires personalized, strategic dispute letters built specifically for your file; which is exactly what Tiewana constructs for each individual client.
What is the Credit-2-Close™ closing cost incentive?
Clients who complete credit repair services and subsequently purchase a home through Tiewana as their licensed Realtor may qualify for a client appreciation incentive. This can include a credit toward closing costs or a portion of the credit repair investment credited back at closing, when permitted by lender and real estate guidelines.
I am embarrassed about my credit situation. Will I be judged?
There is absolutely no judgment here. Tiewana built this business specifically because she watched good, hardworking people get trapped in a financial system they were never taught. She has helped clients with bankruptcies, repossessions, tax liens, and years of missed payments. Every single client is treated with dignity, respect, and a real strategy; regardless of where they are starting from.
The Next Move Is Yours

Every Day You Wait,
Nothing Changes.
Every Day You Act,
Everything Does.

The clients whose testimonials you just watched were sitting right where you are now. Same doubts, same fears, same credit situation. The only thing that changed was one decision. Make it today.

Or text CREDIT to (678) 788-7518  •  No judgment. No pressure. Just real help.

Professional credit improvement services and homeownership preparation; helping families build lasting financial stability and achieve the dream of homeownership, one credit profile at a time.

© 2025 Lavish Consulting Group. All rights reserved.

Tiewana Norman  •  Licensed Real Estate Professional

DISCLAIMER: Credit repair results are not guaranteed and vary based on each individual's credit profile and credit bureau responses. Lavish Consulting Group complies with all applicable federal and state credit services laws and regulations. Real estate services are provided by a licensed real estate professional. Nothing on this page constitutes legal or financial advice. Testimonials reflect individual client experiences and are not a guarantee of similar outcomes for any other person.